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USAA vs. Geico vs. Emerge Insurance Agency

By March 4, 2019 May 21st, 2020 Insurance
If you want true choice of the best available coverage for your home, start with where you seek that choice. One big example of true choice is to look at the difference between buying home insurance from USAA, Geico, and Emerge Insurance Agency.  Let’s start with USAA:
 
Most people don’t know that USAA does NOT write new homeowners insurance in Florida.  USAA will broker it with ASI which was bought by Progressive and is now Progressive Home.  USAA only offers one choice for home insurance currently.   You call an 800 number and will get a different person every time.  They are licensed customer service representatives and typically not fully licensed agents. 
 
Like USAA, Geico does NOT write new homeowners insurance in Florida.  They will broker it with Security First insurance company.  Geico only offers one choice for home insurance currently.  You call an 800 number and will get a different person every time.  They are licensed customer service representatives and typically not fully licensed insurance agents.
 
Emerge insurance agency represents both ASI/Progressive Home, Security First and about 22 other homeowners’ insurance companies in Florida.  When you call Emerge Insurance Agency, you get a fully licensed insurance agent and you will keep that agent beyond an initial transaction, but have a relationship that allows you to call the same person when you have a problem.   We don’t send you off to a call center where you will get a different person every time you call. 
 
So ask yourself why would anyone call USAA or Geico when you can call Emerge Insurance Agency and get quotes from more companies, have your own licensed agents, and receive consistently good service?  
 
EMERGE INSURANCE AGENCY
904-677-5884