Skip to main content

17 Common Questions Asked by Homeowner About Insurance – # 5

By May 2, 2016May 21st, 2020Insurance

Homeowners Insurance

If a fire, flood, hurricane, or some other natural disaster were to destroy or damage your home, would you have the right insurance coverage to rebuild your house?

These series of posts are based on the questions consumers most frequently ask, explains what is covered in a standard homeowners policy and what is not. Where gaps in coverage exist, it tells you how to fill them.

To simplify explanations, we assume that you have a policy known as Homeowners-3 (HO-3), the most common homeowner’s policy in the United States. Find out what type of homeowners policy you have. If you have a different policy, you should review your options in question #17.
Question # 5: A pipe bursts and water flows all over my floors. Am I covered?
Answer: Yes. The HO-3 covers you for accidental discharge of water from a plumbing system. You should check your plumbing and heating systems once a year. While you are covered for damage, who needs the mess and hassle?

Okay our next post of common questions asked will be Question # 6: What if water seeps into my foundation or basement from the ground. Am I covered?

 A current concern if you have enough protection for your home – call us.