These series of posts are based on the questions consumers most frequently ask, explains what is covered in a standard homeowners policy and what is not. Where gaps in coverage exist, it tells you how to fill them.
To simplify explanations, we assume that you have a policy known as Homeowners-3 (HO-3), the most common homeowner’s policy in the United States. Find out what type of homeowners policy you have. If you have a different policy, you should review your options in question #17.
Question # 5: A pipe bursts and water flows all over my floors. Am I covered?
Answer: Yes. The HO-3 covers you for accidental discharge of water from a plumbing system. You should check your plumbing and heating systems once a year. While you are covered for damage, who needs the mess and hassle?
Okay our next post of common questions asked will be Question # 6: What if water seeps into my foundation or basement from the ground. Am I covered?
A current concern if you have enough protection for your home – call us.
EMERGE INSURANCE AGENCY