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Dog Bites – The # 1 Liability Claims For Homeowners

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If you own a dog, regardless of the breed or size, if your dog bites someone, the possibly of being sued is high. Most homeowner’s insurance policy covered dog bites in the past and only a few still do. Most companies have begun to limit animal liability to $50,000, hardly enough to satisfy a judgement against you. Read your policy for your level of coverage, or call the company.We encourage homeowners who own a dog(s) to consider an umbrella insurance policy.
We are experts in Florida homeowner’s insurance and can help you determine if you have the liability protection needs if you own a dog, have a swimming pool, a trampoline, and teenage drivers in your home.EMERGE INSURANCE AGENCY904-677-5884

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Boat and RV Insurance

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When buying boat and RV insurance, look for a packaged discount if you own both. Most importantly working with an independent agent allows you to compare and select the coverage right for you.
As an independent insurance agency we work with more than one company for boat and RV coverage.EMERGE INSURANCE904-677-5884

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Buying a New Car? Consider the Cost of Insurance

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Before you buy that new car, let us help you shift your auto insurance into the right gear. New cars don’t leave the showroom unless the car dealer sees proof of insurance. If you have an existing auto insurance policy, it will provide temporary coverage; however, there is a time limit on this coverage and it’s identical to whatever coverage was on the old car. This is the case, whether the old car is traded in or retained. To maintain proper coverage when you are trading up, the safest route is to update your auto insurance the day before you plan to take a new car home,http://www.iii.org/press_releases/buying-a-new-car-or-truck-consider-auto-insurance-costs-and-protect-your-loan-when-trading-up.htmlEMERGE INSURANCE AGENCY904-677-5884

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Should I Drop My Full Auto Coverage?

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Depending on your vehicle you may be wondering if you need to keep full coverage, or simply just liability insurance. If you have a newer car it is wise to continue full coverage. However, when a vehicle is 8 or more years old, and depreciates significantly you may not need everything included in full coverage.
We are experts in the area of Florida auto insurance. We shop the market and find the appropriate coverage and premium based on the client’s unique needs.EMERGE INSURANCE AGENCY904-677-5884

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Insurance for Toys

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At EMERGE INSURANCE AGENCY, we understand your ‘toys’ are much more than that. You have worked hard to earn the time and enjoyment that your Boat, Motorcycle, jet ski, ATV, Dune Buggies or RV can provide. We’re here to preserve that opportunity to relax by protecting you and your toys.  

EMERGE INSURANCE AGENCY represents several, carefully selected insurance carriers so we can offer our clients more than one competitive option for insuring special property. Different insurance carriers have different credits and insurance policy coverage provisions. Our experienced staff will help you quickly and easily compare to arrive at the best choice for you.904-677-5884

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RV Coverage

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It isn’t just a car, it isn’t just a mobile home, it is an expression of your way of life. Because of that, regular auto insurance just won’t cut it. With  RV insurance you can be assured that you will be covered with things like, Total Loss Replacement, Vacation Liability, Pet Coverage, and Disappearing Deductibles

At Emerge Insurance Agency we offer a wide variety of different plans including Progressive, Safeco, and GMAC. Call, email, or visit our website for a quote.EMERGE INSURANCE AGENCY904-677-5884

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Do You Everything You Need To Do When Filing An Auto Insurance Claims

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More than 220 million motor vehicles clog America’s roads today, making it likely that someday you will have an accident and file an auto insurance claim.The good news is that in most auto accident claims, personal injury isn’t the problem.Sixty-three cents of every claim dollar goes to [pay for] physical damage on your car, Every insurance claim requires some kind of proof of damage or injury before a carrier will pay, and this video offers very helpful guidance.

Claims forgiveness? We have companies that offer that feature. As an independent insurance agency, we are able to help you find coverage and affordability to me your unique needs.EMERGE INSURANCE AGENCY904-677-5884

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Your First Question Should Be How Much Insurance Is Needed.

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Shopping for the right amount of car insurance requires some homework and an evaluation of how much coverage your wallet can handle.You can always pay less for car insurance, but it’s important to remember that you typically get what you pay for.Shopping online has led to A growing number of drivers being underinsured, only to find out when they have a claim. We are experts in the area of Florida auto insurance. We shop the market for the appropriate coverage and premium based on a client’s unique needs.EMERGE INSURANCE AGENCY904-677-5884

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Do You Have Enough Homeowner’s Insurance

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A home is the largest investment most people make in their lifetime. About two out of every three homes in America are underinsured. The average underinsurance amount is about 22%, though some homes are underinsured by 60% or more. 

Call us for a Replacement Cost analysis of your home and contents. Make sure your home is covered for all it’s worth.EMERGE INSURANCE AGENCY904-677-5884

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